ZIP 54720 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 54720 (Eau Claire County, Wisconsin) lands at 20/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). Leading the profile are construction/permit lag (74/100), structural risk (43/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. The split runs 43/100 structural to 1/100 active on the ground.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 14% higher over three years (phase confidence 41/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 9,127 people live here, median age 37. The typical home is worth about $236,700 (2.8× income, relatively affordable). There are about 4,030 housing units across 54720. Roughly 10.4% live below the poverty line. The tenure split is 57% owner-occupied to 43% rented. On demographic stress specifically, 54720 scores 26/100. At $81,101, median income runs near typical U.S. levels. Around 41% of adults hold a bachelor's degree or higher. The vacancy rate is 6.1%. Around 28% of renters are cost-burdened.

Overall, 54720 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 54720 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 54720's 20/100 can be lined up against any neighbor in Eau Claire County, Wisconsin or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 54720 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 54720 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 54720 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.