ZIP 54738 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54738 (Eau Claire County, Wisconsin) at a low 20/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (74/100), structural risk (46/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (4/100) register low. Latent structural risk is 46/100 while live distress already moving reads 1/100. Climate and flood risk are elevated too — climate & FEMA risk (70/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 26% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 9% of tenant households. The poverty rate is 6.4% — low. Around 30% of adults hold a bachelor's degree or higher. About 3,759 people live here, median age 38. The tenure split is 72% owner-occupied to 28% rented. At $93,875, median income runs above typical U.S. levels. The typical home is worth about $290,400 (3.0× income, relatively affordable). The ZIP holds roughly 1,387 housing units. Vacancy runs 5.6%.

Broadly, 54738 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 54738 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 54738's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 54738 shows blanks, not estimates, wherever the record is sparse.

Each component behind 54738 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 54738 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.