ZIP 54630 Foreclosure, Tax-Lien & Distress Report

Trempealeau County, Wisconsin's ZIP 54630 registers 22/100 composite distress, which DLRadar reads as low. Latent structural risk is 51/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100), climate & FEMA risk (60/100). Leading the profile are construction/permit lag (80/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 4.6% year on year, and 32% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

4,328 residents call 54630 home, typically aged 40. The ZIP holds roughly 1,793 housing units. 7.2% of residents fall below the poverty threshold. The tenure split is 74% owner-occupied to 26% rented. Households earn a median $88,429 — above the roughly $78,000 national figure. On demographic stress specifically, 54630 scores 26/100. Vacancy runs 3.4%. Around 28% of renters are cost-burdened. A median home runs $272,300 here, or 3.0 times local income. Educational attainment sits at 25% bachelor's-or-above.

On balance, 54630 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 54630 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 54630 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54630 can be compared directly against any other ZIP in Trempealeau County, Wisconsin or nationwide. The score is rebuilt from public data as it updates, so 54630 reflects the current record instead of a stale or modeled snapshot.

54630's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 54630 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.