ZIP 55925 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55925 (Winona County, Minnesota) lands at 11/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 22/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). Leading the profile are structural risk (22/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 8% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,240 residents call 55925 home, typically aged 34. 2.4% of residents fall below the poverty threshold. The typical home is worth about $282,200 (3.0× income, relatively affordable). The vacancy rate is 8.3%. Owners hold 92% of homes, renters 8%. At $91,389, median income runs above typical U.S. levels. The ZIP holds roughly 511 housing units. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 21/100. About 15% have a four-year degree.

Overall 55925 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 55925's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 55925 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 55925 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. In workflow terms, 55925 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.