ZIP 54650 Property Distress & Foreclosure Data

Composite property distress in 54650 (La Crosse County, Wisconsin) lands at 17/100 — low on DLRadar's public-record scoring. Structural risk reads 38/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (38/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (66/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 22% higher over three years, at 48/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

24,619 residents call 54650 home, typically aged 41. Home values center near $291,600, an affordability ratio of 3.3× — accessible. Vacancy runs 3.7%. Owners hold 68% of homes, renters 32%. Educational attainment sits at 40% bachelor's-or-above. There are about 11,669 housing units across 54650. Median household income is $85,255, near the U.S. median near $78,000. 5.1% of residents fall below the poverty threshold. Rent burden reaches 28% of tenant households. DLRadar's demographic-stress index for the area reads 25/100.

On balance, 54650 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.