ZIP 54650 Foreclosure, Tax-Lien & Distress Report
La Crosse County, Wisconsin · Distress market
In La Crosse County, Wisconsin, ZIP 54650 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 42/100 against active distress of 2/100. The pressure is most legible in structural risk (42/100), construction/permit lag (22/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100).
The market reads peak — home values rose 5.0% year on year, and 22% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 24,619 with a median age of 41. The typical home is worth about $291,600 (3.3× income, relatively affordable). The vacancy rate is 3.7%. Owners hold 68% of homes, renters 32%. About 40% have a four-year degree. There are about 11,669 housing units across 54650. At $85,255, median income runs near typical U.S. levels. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. Around 28% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100.
On balance, 54650 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 54650 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 54650 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 54650 stays directly comparable to neighboring ZIPs and the rest of La Crosse County, Wisconsin. 54650 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 54650 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. In workflow terms, 54650 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 54650’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 54650 distress snapshot
A live read on 54650: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across La Crosse County
Nearest ZIP codes to 54650
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Wisconsin distress
Additional distress intelligence spanning La Crosse County, Wisconsin by ZIP, county and state.
Get the full acquisition report for 54650
Pull every distressed parcel in 54650 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology