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ZIP 54653 Foreclosure, Tax-Lien & Distress Report

La Crosse County, Wisconsin · Distress market

On DLRadar's 0-100 public-record scale, ZIP 54653 in La Crosse County, Wisconsin comes in at 23, a low composite-distress reading. Leading the profile are construction/permit lag (55/100), structural risk (51/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (68/100)). Latent structural risk is 51/100 while live distress already moving reads 2/100.

The market reads expansion — home values rose 5.1% year on year, at 31/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $69,583, near the U.S. median near $78,000. Vacancy runs 8.6%. Rent burden reaches 22% of tenant households. Educational attainment sits at 18% bachelor's-or-above. 1,232 residents call 54653 home, typically aged 36. Owners hold 84% of homes, renters 16%. 8.5% of residents fall below the poverty threshold. A median home runs $264,200 here, or 3.6 times local income. On demographic stress specifically, 54653 scores 27/100. The ZIP holds roughly 533 housing units.

On balance 54653 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 54653 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 54653 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in La Crosse County, Wisconsin and the nation. Sparse data for 54653 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 figure for 54653 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 54653 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

ZIP 54653 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk80
54653 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 54653 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Every distressed parcel in 54653 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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