ZIP 54651 Property Distress & Foreclosure Data

Vernon County, Wisconsin's ZIP 54651 registers 18/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (73/100). The latent-versus-live split is 40/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (48/100), structural risk (40/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (5/100) register low.

The market reads expansion — home values rose 6.1% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 15% of renters are cost-burdened. On demographic stress specifically, 54651 scores 28/100. Households earn a median $58,833 — below the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. About 19% have a four-year degree. The vacancy rate is 23.0% — elevated. A median home runs $172,800 here, or 3.4 times local income. About 1,225 people live here, median age 37. Roughly 13.1% live below the poverty line. The ZIP holds roughly 651 housing units.

Net-net, 54651 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.