ZIP 54651 Foreclosure, Tax-Lien & Distress Report

ZIP code 54651 in Vernon County, Wisconsin carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (73/100)). Structural exposure scores 48 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (56/100), structural risk (48/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (5/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 31/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Rent burden reaches 15% of tenant households. On demographic stress specifically, 54651 scores 28/100. At $58,833, median income runs below typical U.S. levels. 81% of housing is owner-occupied. Educational attainment sits at 19% bachelor's-or-above. Vacancy runs 23.0%, above the national norm and a classic distress-and-opportunity signal. A median home runs $172,800 here, or 3.4 times local income. 1,225 residents call 54651 home, typically aged 37. 13.1% of residents fall below the poverty threshold. The ZIP holds roughly 651 housing units.

Taken together, 54651 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 54651 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 54651 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Vernon County, Wisconsin and the nation. The score is rebuilt from public data as it updates, so 54651 reflects the current record instead of a stale or modeled snapshot.

54651's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 54651 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.