ZIP 54632 Property Distress & Foreclosure Data

Composite property distress in 54632 (Vernon County, Wisconsin) lands at 17/100 — low on DLRadar's public-record scoring. Structural risk reads 38/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (72/100). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (38/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 4% higher over three years, at 48/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. Owners hold 90% of homes, renters 10%. Home values center near $236,100, an affordability ratio of 2.6× — accessible. There are about 586 housing units across 54632. Rent burden reaches 11% of tenant households. DLRadar's demographic-stress index for the area reads 21/100. 1,149 residents call 54632 home, typically aged 48. Educational attainment sits at 26% bachelor's-or-above. 5.5% of residents fall below the poverty threshold. Median household income is $79,167, near the U.S. median near $78,000.

Taken together, 54632 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.