ZIP 54639 Foreclosure, Tax-Lien & Distress Report
Vernon County, Wisconsin · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 54639 in Vernon County, Wisconsin comes in at 22, a low composite-distress reading. Property-level stress concentrates in construction/permit lag (57/100), structural risk (46/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (3/100) stay muted. The latent-versus-live split is 46/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (71/100)).
The peak-phase market in 54639 posted values that rose 5.0% over the year, and 15% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $57,446, below the U.S. median near $78,000. Owners hold 77% of homes, renters 23%. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. About 15% have a four-year degree. On demographic stress specifically, 54639 scores 30/100. Population is roughly 2,640 with a median age of 38. Around 25% of renters are cost-burdened. The typical home is worth about $209,700 (3.1× income, relatively affordable). 21.7% of residents fall below the poverty threshold. There are about 1,155 housing units across 54639.
On the whole, 54639 leans distressed, with opportunity clustered in specific stressed parcels. While 54639 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 54639 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 54639 stays directly comparable to neighboring ZIPs and the rest of Vernon County, Wisconsin. Where the public record is thin for 54639, the field stays empty rather than modeled, and fills in as new documents post.
54639's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 54639 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 54639
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
54639 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 54639, the same set carried on every parcel.
Vernon County ZIPs near 54639
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Keep going: ZIP, county and state distress coverage for Vernon County, Wisconsin.
Get the full acquisition report for 54639
Open 54639 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology