ZIP 54624 Foreclosure, Tax-Lien & Distress Report

ZIP code 54624 in Vernon County, Wisconsin carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (43/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (4/100) register low. Environmental exposure also runs high (climate & FEMA risk (68/100)). The latent-versus-live split is 43/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 10% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $78,558, median income runs near typical U.S. levels. The poverty rate is 8.4%. Around 16% of adults hold a bachelor's degree or higher. Around 21% of renters are cost-burdened. The ZIP holds roughly 1,032 housing units. On demographic stress specifically, 54624 scores 25/100. The tenure split is 89% owner-occupied to 11% rented. Vacancy runs 30.4%, above the national norm and a classic distress-and-opportunity signal. About 1,545 people live here, median age 56. The typical home is worth about $186,000 (2.3× income, relatively affordable).

Net-net, 54624 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 54624 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 54624 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 54624 stays directly comparable to neighboring ZIPs and the rest of Vernon County, Wisconsin. Nothing here is interpolated — where a source is thin for 54624, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

54624's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 54624 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.