ZIP 55931 Property Distress & Foreclosure Data

In Houston County, Minnesota, ZIP 55931 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (59/100), structural risk (43/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (15/100) stay muted. The latent-versus-live split is 43/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 6.4% over the trailing year (phase confidence 48/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $76,875, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 19/100. 4.1% of residents fall below the poverty threshold. Educational attainment sits at 19% bachelor's-or-above. The ZIP holds roughly 166 housing units. The vacancy rate is 7.7%. 414 residents call 55931 home, typically aged 38. Owners hold 83% of homes, renters 17%. Around 6% of renters are cost-burdened. Home values center near $130,800, an affordability ratio of 1.9× — accessible.

Overall, 55931 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.