ZIP 55974 Property Distress & Foreclosure Data

Composite property distress in 55974 (Houston County, Minnesota) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 43/100 against active distress of 5/100. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (43/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (15/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.3% year on year, and 14% higher over three years, at 47/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,006 housing units across 55974. A median home runs $186,300 here, or 3.0 times local income. The tenure split is 77% owner-occupied to 23% rented. On demographic stress specifically, 55974 scores 26/100. Households earn a median $60,700 — below the roughly $78,000 national figure. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. About 22% have a four-year degree. About 1,998 people live here, median age 47. Rent burden reaches 30% of tenant households.

Net-net, 55974 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.