ZIP 55949 Property Distress & Foreclosure Data

ZIP code 55949 in Fillmore County, Minnesota carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 54/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (54/100), institutional ownership (50/100), construction/permit lag (48/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, 1.0% off the recent peak, and 10% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 82% of homes, renters 18%. There are about 1,019 housing units across 55949. Median household income is $80,357, near the U.S. median near $78,000. Rent burden reaches 18% of tenant households. 1,918 residents call 55949 home, typically aged 41. Vacancy runs 22.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 36% bachelor's-or-above. Home values center near $277,400, an affordability ratio of 3.1× — accessible. 7.2% of residents fall below the poverty threshold.

Taken together, 55949 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.