ZIP 55949 Foreclosure, Tax-Lien & Distress Report

In Fillmore County, Minnesota, ZIP 55949 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 55/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100), FEMA disaster exposure (60/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (55/100), institutional ownership (47/100). By contrast, mortgage stress (20/100) register low.

The market reads neutral — home values rose 3.0% year on year, and 10% higher over three years (phase confidence 21/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 82% of homes, renters 18%. There are about 1,019 housing units across 55949. Median household income is $80,357, near the U.S. median near $78,000. Around 18% of renters are cost-burdened. 1,918 residents call 55949 home, typically aged 41. Vacancy runs 22.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 24/100. Around 36% of adults hold a bachelor's degree or higher. The typical home is worth about $277,400 (3.1× income, relatively affordable). The poverty rate is 7.2% — low.

Net-net, 55949 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 55949 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 55949 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Fillmore County, Minnesota and the nation. Sparse data for 55949 shows as blanks, never estimates, and the score updates on every fresh public filing.

55949's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 55949 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.