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ZIP 55990 Foreclosure, Tax-Lien & Distress Report

Fillmore County, Minnesota · Distress market

In Fillmore County, Minnesota, ZIP 55990 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 53 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (68/100)). Its heaviest discrete signals: construction/permit lag (54/100), structural risk (53/100), institutional ownership (43/100). On the quiet end sit mortgage stress (20/100).

The market reads neutral — home values rose 3.0% year on year, at 21/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

895 residents call 55990 home, typically aged 44. The typical home is worth about $230,800 (2.7× income, relatively affordable). The tenure split is 80% owner-occupied to 20% rented. Educational attainment sits at 23% bachelor's-or-above. The demographic-stress sub-score lands at 23/100. Around 18% of renters are cost-burdened. The ZIP holds roughly 414 housing units. Households earn a median $78,958 — near the roughly $78,000 national figure. Vacancy runs 3.9%. Roughly 8.6% live below the poverty line.

Broadly, 55990 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 55990 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 55990 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55990 can be compared directly against any other ZIP in Fillmore County, Minnesota or nationwide. 55990 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 55990 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 55990 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

24/100
Composite stress
53/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 55990

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk52
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 55990 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic. Every signal traces to a public dataset · methodology

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