ZIP 55935 Property Distress & Foreclosure Data

ZIP code 55935 in Fillmore County, Minnesota carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100), FEMA disaster exposure (64/100). The latent-versus-live split is 54/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (54/100), institutional ownership (50/100), construction/permit lag (48/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values rose 3.9% year on year, 1.0% off the recent peak, and 30% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Households earn a median $78,864 — near the roughly $78,000 national figure. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 444 housing units. Around 12% of renters are cost-burdened. About 18% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 55935 scores 22/100. About 978 people live here, median age 42. A median home runs $246,800 here, or 3.0 times local income. The vacancy rate is 3.4%.

Overall 55935 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.