ZIP 55954 Foreclosure, Tax-Lien & Distress Report

ZIP 55954's composite property-distress score is 24/100 - DLRadar classes that as low for Fillmore County, Minnesota. The split runs 53/100 structural to 6/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (60/100)). The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (53/100), institutional ownership (46/100). On the quiet end sit mortgage stress (19/100).

Prices here sit in a neutral phase: values rose 3.2% over the trailing year (phase confidence 21/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 1,408 people live here, median age 46. There are about 641 housing units across 55954. DLRadar's demographic-stress index for the area reads 24/100. Vacancy runs 15.5%, above the national norm and a classic distress-and-opportunity signal. Owners hold 86% of homes, renters 14%. Rent burden reaches 32% of tenant households. About 17% have a four-year degree. Median household income is $69,615, near the U.S. median near $78,000. A median home runs $159,600 here, or 2.1 times local income. 7.1% of residents fall below the poverty threshold.

Taken together, 55954 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 55954 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 55954 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 55954 stays directly comparable to neighboring ZIPs and the rest of Fillmore County, Minnesota. Every figure is auditable to a public dataset and refreshed as records update; 55954 shows blanks, not estimates, wherever the record is sparse.

Each component behind 55954 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 55954 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.