ZIP 55954 Property Distress & Foreclosure Data

In Fillmore County, Minnesota, ZIP 55954 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 53 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (64/100), flood (NFIP) exposure (62/100)). Its standout signals are structural risk (53/100), construction/permit lag (49/100), institutional ownership (48/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 55954 posted values that rose 4.2% over the year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,408 with a median age of 46. There are about 641 housing units across 55954. The demographic-stress sub-score lands at 24/100. Vacancy runs 15.5%, above the national norm and a classic distress-and-opportunity signal. 86% of housing is owner-occupied. Rent burden reaches 32% of tenant households. Around 17% of adults hold a bachelor's degree or higher. At $69,615, median income runs near typical U.S. levels. The typical home is worth about $159,600 (2.1× income, relatively affordable). The poverty rate is 7.1% — low.

On the whole, 55954 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.