ZIP 55975 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 55975 (Fillmore County, Minnesota) returns a low composite of 25/100. What sets it apart are the readings on construction/permit lag (69/100), structural risk (58/100), institutional ownership (43/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (flood (NFIP) exposure (69/100)). On the structural side it scores 58/100, with 6/100 of stress already active.

Prices here sit in a neutral phase: values rose 2.9% over the trailing year, and 19% higher over three years (phase confidence 20/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 34% of renters are cost-burdened. There are about 1,955 housing units across 55975. Households earn a median $83,232 — near the roughly $78,000 national figure. The vacancy rate is 7.0%. 7.9% of residents fall below the poverty threshold. Home values center near $210,400, an affordability ratio of 2.4× — accessible. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 83% of homes, renters 17%. About 17% have a four-year degree. Population is roughly 4,597 with a median age of 42.

Overall, 55975 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 55975 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 55975's 25/100 can be lined up against any neighbor in Fillmore County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 55975 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 55975 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 55975 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.