ZIP 55975 Property Distress & Foreclosure Data

Fillmore County, Minnesota's ZIP 55975 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (51/100), institutional ownership (50/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (19/100). Environmental exposure also runs high (flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 51/100 structural and 6/100 already moving.

The peak-phase market in 55975 posted values that rose 3.9% over the year, and 19% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 34% of renters are cost-burdened. The ZIP holds roughly 1,955 housing units. At $83,232, median income runs near typical U.S. levels. The vacancy rate is 7.0%. The poverty rate is 7.9%. The typical home is worth about $210,400 (2.4× income, relatively affordable). The demographic-stress sub-score lands at 25/100. 83% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. Population is roughly 4,597 with a median age of 42.

Broadly, 55975 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.