ZIP 55909 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 55909 (Mower County, Minnesota) returns a moderate composite of 32/100. Structural exposure scores 72 and live distress 6 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (100/100), structural risk (72/100), institutional ownership (46/100). mortgage stress (20/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (82/100), climate & FEMA risk (68/100)).

The peak-phase market in 55909 posted values that rose 2.7% over the year, and 23% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,393 residents call 55909 home, typically aged 48. Around 26% of renters are cost-burdened. 90% of housing is owner-occupied. Around 31% of adults hold a bachelor's degree or higher. The ZIP holds roughly 622 housing units. At $93,750, median income runs above typical U.S. levels. Home values center near $213,200, an affordability ratio of 2.2× — accessible. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 13.5% — elevated. On demographic stress specifically, 55909 scores 21/100.

Net-net, 55909 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 55909 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 55909 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55909 can be compared directly against any other ZIP in Mower County, Minnesota or nationwide. Nothing here is interpolated — where a source is thin for 55909, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 32/100 figure for 55909 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 55909 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.