ZIP 55977 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 55977 in Mower County, Minnesota comes in at 32, a moderate composite-distress reading. Its standout signals are construction/permit lag (100/100), structural risk (74/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (68/100), FEMA disaster exposure (60/100). Structurally it carries 74/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 2.7% year on year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $61,250, below the U.S. median near $78,000. On demographic stress specifically, 55977 scores 30/100. Population is roughly 207 with a median age of 41. Educational attainment sits at 19% bachelor's-or-above. There are about 79 housing units across 55977. Home values center near $305,600, an affordability ratio of 3.8× — accessible. Rent burden reaches 33% of tenant households. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 3.4% — low. 79% of housing is owner-occupied.

Net-net, 55977 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 55977 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 55977 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Mower County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 55977, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 55977's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 55977 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.