ZIP 55977 Property Distress & Foreclosure Data

In Mower County, Minnesota, ZIP 55977 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (53/100), structural risk (50/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (68/100), FEMA disaster exposure (64/100). On the structural side it scores 50/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.3% year on year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Households earn a median $61,250 — below the roughly $78,000 national figure. On demographic stress specifically, 55977 scores 30/100. About 207 people live here, median age 41. About 19% have a four-year degree. The ZIP holds roughly 79 housing units. A median home runs $305,600 here, or 3.8 times local income. Around 33% of renters are cost-burdened. The vacancy rate is 14.4% — elevated. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 79% owner-occupied to 21% rented.

Net-net, 55977 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.