ZIP 55912 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 55912 (Mower County, Minnesota) returns a moderate composite of 30/100. Structural risk reads 67/100 against active distress of 6/100. Its standout signals are construction/permit lag (100/100), structural risk (67/100), institutional ownership (42/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (65/100), flood (NFIP) exposure (62/100).

The peak-phase market in 55912 posted values that rose 2.7% over the year, and 18% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 8.6%. Households earn a median $68,205 — below the roughly $78,000 national figure. Owners hold 72% of homes, renters 28%. About 24% have a four-year degree. 29,438 residents call 55912 home, typically aged 37. The ZIP holds roughly 12,380 housing units. Home values center near $170,200, an affordability ratio of 2.4× — accessible. The poverty rate is 14.0%. On demographic stress specifically, 55912 scores 27/100. Rent burden reaches 37% of tenant households.

Overall, 55912 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 55912 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 55912 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 55912, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 55912's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 55912 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.