ZIP 55982 Property Distress & Foreclosure Data

DLRadar grades ZIP 55982 (Mower County, Minnesota) at a low 23/100 for overall property distress. Property-level stress concentrates in institutional ownership (53/100), structural risk (50/100), mortgage stress (20/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (68/100), FEMA disaster exposure (64/100). The latent-versus-live split is 50/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $111,667, above the U.S. median near $78,000. Around 40% of renters are cost-burdened. The ZIP holds roughly 272 housing units. Educational attainment sits at 34% bachelor's-or-above. Home values center near $309,300, an affordability ratio of 2.4× — accessible. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 2.0%. 523 residents call 55982 home, typically aged 40. 5.5% of residents fall below the poverty threshold. Owners hold 92% of homes, renters 8%.

On balance, 55982 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.