ZIP 55950 Foreclosure, Tax-Lien & Distress Report

In Mower County, Minnesota, ZIP 55950 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. The latent-versus-live split is 72/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (100/100), structural risk (72/100), institutional ownership (46/100). On the quiet end sit mortgage stress (20/100).

The market reads peak — home values rose 2.7% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 113 with a median age of 60. Roughly 36.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $162,500, an affordability ratio of 2.2× — accessible. The vacancy rate is 18.4% — elevated. 89% of housing is owner-occupied. Median household income is $51,250, below the U.S. median near $78,000. About 10% have a four-year degree. The ZIP holds roughly 82 housing units. On demographic stress specifically, 55950 scores 26/100. Rent burden reaches 0% of tenant households.

On the whole, 55950 leans distressed, with opportunity clustered in specific stressed parcels. While 55950 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 55950 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55950 can be compared directly against any other ZIP in Mower County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 55950 shows blanks, not estimates, wherever the record is sparse.

55950's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 55950 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.