ZIP 56045 Property Distress & Foreclosure Data

Composite property distress in 56045 (Freeborn County, Minnesota) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 46 and live distress 4 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (46/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (14/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 400 housing units across 56045. Vacancy runs 8.2%. 93% of housing is owner-occupied. Around 21% of adults hold a bachelor's degree or higher. 966 residents call 56045 home, typically aged 41. The demographic-stress sub-score lands at 26/100. The poverty rate is 8.7%. At $70,714, median income runs near typical U.S. levels. The typical home is worth about $160,300 (2.2× income, relatively affordable). Rent burden reaches 50% of tenant households.

Overall, 56045 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.