ZIP 56097 Foreclosure, Tax-Lien & Distress Report

ZIP code 56097 in Faribault County, Minnesota carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). On the structural side it scores 35/100, with 4/100 of stress already active. What sets it apart are the readings on institutional ownership (35/100), structural risk (35/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (14/100) register low.

The market reads peak — home values rose 4.6% year on year, and 14% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

Median household income is $63,646, below the U.S. median near $78,000. The vacancy rate is 9.9%. Owners hold 80% of homes, renters 20%. Around 27% of renters are cost-burdened. About 3,593 people live here, median age 46. The ZIP holds roughly 1,780 housing units. 10.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 20% bachelor's-or-above. Home values center near $133,800, an affordability ratio of 1.9× — accessible.

Net-net, 56097 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.