ZIP 56091 Property Distress & Foreclosure Data

Waseca County, Minnesota's ZIP 56091 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (51/100), structural risk (36/100), mortgage stress (19/100). By contrast, structural risk (36/100) and mortgage stress (19/100) register low. The latent-versus-live split is 36/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.8% year on year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Median household income is $57,500, below the U.S. median near $78,000. The ZIP holds roughly 146 housing units. 9.0% of residents fall below the poverty threshold. Educational attainment sits at 22% bachelor's-or-above. About 267 people live here, median age 48. Home values center near $154,800, an affordability ratio of 2.6× — accessible. The vacancy rate is 17.1% — elevated. DLRadar's demographic-stress index for the area reads 35/100. Around 100% of renters are cost-burdened. Owners hold 94% of homes, renters 6%.

Net-net, 56091 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.