ZIP 56065 Property Distress & Foreclosure Data

ZIP code 56065 in Blue Earth County, Minnesota carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (73/100), FEMA disaster exposure (64/100)). What sets it apart are the readings on structural risk (65/100), construction/permit lag (54/100), institutional ownership (53/100). On the quiet end sit mortgage stress (20/100). Structural risk reads 65/100 against active distress of 6/100.

The peak-phase market in 56065 posted values that rose 3.0% over the year, and 9% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 82% owner-occupied to 18% rented. Households earn a median $91,587 — above the roughly $78,000 national figure. There are about 1,083 housing units across 56065. Roughly 10.3% live below the poverty line. Vacancy runs 5.1%. Rent burden reaches 24% of tenant households. A median home runs $223,100 here, or 2.3 times local income. On demographic stress specifically, 56065 scores 23/100. Population is roughly 2,828 with a median age of 37. About 27% have a four-year degree.

On balance 56065 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.