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ZIP 56023 Foreclosure, Tax-Lien & Distress Report

Faribault County, Minnesota · Affordable market

ZIP 56023's composite property-distress score is 12/100 - DLRadar classes that as minimal for Faribault County, Minnesota. Leading the profile are institutional ownership (28/100), structural risk (24/100), mortgage stress (15/100). On the quiet end sit structural risk (24/100) and mortgage stress (15/100). On the structural side it scores 24/100, with 4/100 of stress already active.

The peak-phase market in 56023 posted values that rose 3.4% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 527 people live here, median age 43. Vacancy runs 10.9%. A median home runs $150,000 here, or 1.7 times local income. About 15% have a four-year degree. 89% of housing is owner-occupied. Around 56% of renters are cost-burdened. The ZIP holds roughly 241 housing units. Median household income is $77,361, near the U.S. median near $78,000. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 28/100.

On balance 56023 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 56023 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 56023 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Faribault County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 56023 shows blanks, not estimates, wherever the record is sparse.

The 12/100 for 56023 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 56023 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

12/100
Composite stress
24/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 56023

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk45
56023 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 56023 distress snapshot

The live 56023 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Faribault County

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Deterministic scoring, sourced entirely from public data · methodology

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