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ZIP 56013 Foreclosure, Tax-Lien & Distress Report

Faribault County, Minnesota · Affordable market

Composite property distress in 56013 (Faribault County, Minnesota) lands at 12/100 — minimal on DLRadar's public-record scoring. Structurally it carries 24/100, against 4/100 of stress already in motion. Its standout signals are institutional ownership (28/100), structural risk (24/100), mortgage stress (15/100). structural risk (24/100) and mortgage stress (15/100) stay muted.

The market reads peak — home values rose 3.3% year on year, and 2% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $64,360, median income runs below typical U.S. levels. Population is roughly 4,534 with a median age of 45. The ZIP holds roughly 2,112 housing units. Educational attainment sits at 27% bachelor's-or-above. Roughly 11.2% live below the poverty line. The typical home is worth about $176,900 (2.5× income, relatively affordable). Rent burden reaches 25% of tenant households. DLRadar's demographic-stress index for the area reads 25/100. The tenure split is 72% owner-occupied to 28% rented. Vacancy runs 8.8%.

Net-net, 56013 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 56013 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 56013's 12/100 can be lined up against any neighbor in Faribault County, Minnesota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 56013, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

56013's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 56013 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

12/100
Composite stress
24/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 56013

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk45
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 56013 by the numbers

The live 56013 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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