ZIP 50465 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 50465 (Winnebago County, Iowa) at a low 19/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (90/100), structural risk (42/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (12/100). Structural exposure scores 42 and live distress 3 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 85% owner-occupied to 15% rented. 22.6% of residents fall below the poverty threshold. Population is roughly 199 with a median age of 49. On demographic stress specifically, 50465 scores 18/100. The typical home is worth about $49,000 (0.8× income, relatively affordable). The ZIP holds roughly 94 housing units. The vacancy rate is 8.9%. Households earn a median $41,071 — below the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. About 21% have a four-year degree.

Taken together, 50465 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 50465 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 50465 stays directly comparable to neighboring ZIPs and the rest of Winnebago County, Iowa. Every figure is auditable to a public dataset and refreshed on ingest; 50465 shows blanks, not estimates, wherever the record is sparse.

The 19/100 figure for 50465 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 50465 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.