Winnebago County, IA: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across Winnebago County, Iowa using verifiable public-record signals alone. The county's ZIP scores run from 9 up to 22/100. DLRadar scores 11 ZIPs here, with a mean composite of 17/100. The county's lending-headwind score sits at 26/100 (contained).

The county market is in a peak phase: home prices rose 2.5% over the past year (phase confidence 28/100). With pricing topped out, broad sweeps stop paying with opportunity concentrated by ZIP.

Near the cycle top at +2.5% YoY (28/100 confidence), the wins are surgical so the headline market won't hand it over. Lender stress at 26/100 (contained) puts the live signals on tax, code and ownership-change cases over REO.

The most-distressed ZIP codes in Winnebago County are 50480 (22/100), 50424 (20/100), 50453 (19/100), 50465 (19/100), 50473 (19/100), 50478 (19/100), each with its own full DLRadar report. Other tracked Winnebago County ZIPs include 50436, 50484, 50450, 50446, 50459.

By the numbers, the ZIPs DLRadar tracks across Winnebago County run 11.5% of units sitting vacant, 8.5% of households below the poverty line, an owner-occupied share of 82%, residents with a median age around 46, incomes around $70,364, home values averaging roughly $124,682, below the US. Taken together, they drive both the distress on offer and the exit velocity.

Net of it all, 17/100 over 11 ZIPs means distress here is parcel-specific — work it parcel by parcel. Subscribers get each Winnebago County parcel's owner and contact detail, APN, a score, the bank behind the note and how fast it should sell.

Whether Winnebago County, Iowa carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Winnebago County can be compared directly against any county in the country.

For anyone buying in Winnebago County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 22/100. The Winnebago County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

Drilling in, Winnebago County's highest-scoring ZIPs are 50480 (22/100), 50424 (20/100), 50453 (19/100), 50465 (19/100), 50473 (19/100), 50478 (19/100). DLRadar also scores 50436, 50484, 50450, 50446, 50459 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Winnebago County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.