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Winnebago County, IA: Foreclosures, Tax Liens & Distressed Properties

Winnebago County, IA, Iowa: 11 ZIP codes scored, Winnebago County, IA averaging 18/100 (low, Winnebago, IA), from 8 to 22. Winnebago County, IA is in its peak phase (Winnebago, IA confidence 28/100): Winnebago, IA home prices up 2.5% (Winnebago, IA) over twelve months. Winnebago County, IA lender headwind: 26/100.

Highest-scoring Winnebago County, IA ZIPs: 50480 (22/100), 50424 (20/100), 50436 (20/100), 50484 (20/100), 50450 (19/100), 50453 (19/100). Also scored in Winnebago County, IA: 50465, 50473, 50478, 50446, 50459.

Across Winnebago County, IA's scored ZIPs: median home value $124,682, household income $70,364, 11.5% vacancy, 8.5% poverty, 82% owner-occupied, median age 46.0.

Winnebago County, IA insurance distress 21/100 (#2,119 in the US); FEMA hazard 40/100 for Winnebago, IA; 2 federal disaster declarations in Winnebago County, IA since 2023; Winnebago, IA construction distress 98/100.

4 banks with 7 branches lend in Winnebago County, IA; Winnebago, IA weighted bank stress 64/100, highest 78/100 in Winnebago, IA.

Winnebago County, IA unemployment 3.4% (Winnebago, IA +0.3 pts, six months); 1 new housing units permitted in Winnebago County, IA over twelve months, Winnebago, IA down 86% from 7; Winnebago, IA home prices +7.8% a year (Winnebago, IA) over three years.

5,077 housing units in Winnebago County, IA; 1,177 Winnebago, IA renter households; 37% of Winnebago, IA renters spend 30%+ of income on rent, 15% (Winnebago, IA) half or more.

Winnebago County, IA ranks #1,019 nationally on the opportunity index (Winnebago, IA, among all ranked counties); Winnebago, IA scores 31.1/100 and Winnebago, IA sits #10 inside Iowa. Winnebago, IA is in the watchlist opportunity phase; Winnebago, IA's primary driver is construction, Winnebago, IA second driver bank institutional; Winnebago, IA moved down 266 places. 3 short-sale listings across Winnebago, IA; 74 days on market observed in Winnebago, IA; 10.6% vacancy over 11 Winnebago, IA ZIPs.

No CFPB county sample covers Winnebago County, IA. The non-metro area reading for Winnebago, IA: 0.7% ninety-plus days late; Winnebago, IA's thirty-to-eighty-nine share is 2.1% (Winnebago, IA, December 2025 data); Iowa overall 0.9%.

Winnebago County, IA has 4 watched banks; 4 Winnebago, IA banks sit in an elevated band. Winnebago, IA footprints: Nsb Bank (2 branches, stress 78) in Winnebago, IA; Manufacturers Bank&Trust Co (2 branches, stress 61) in Winnebago, IA; Farmers Trust&Savings Bank (2 branches, stress 55) in Winnebago, IA.

HUD lists 1 assisted multifamily property in Winnebago County, IA with 49 units; 49 Winnebago, IA units are assisted, 1 Winnebago, IA properties under project-based Section 8.

436 of the 5,077 housing units in Winnebago, IA sit vacant. Winnebago County, IA permitted 0 multifamily units in twelve months; Winnebago, IA's one-to-four unit structures added 1 units in Winnebago County, IA.

Peak
Market phase
2.5%
Winnebago, IA HPI YoY
0%
Drawdown
28
Winnebago confidence

Winnebago County ZIPs ranked by distress

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