ZIP 50450 Foreclosure, Tax-Lien & Distress Report

ZIP code 50450 in Winnebago County, Iowa carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (44/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (12/100) register low. Latent structural risk is 44/100 while live distress already moving reads 4/100.

Prices here sit in a peak phase: values rose 2.6% over the trailing year, and 12% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,001 with a median age of 46. There are about 1,570 housing units across 50450. The poverty rate is 10.8%. Educational attainment sits at 19% bachelor's-or-above. The tenure split is 74% owner-occupied to 26% rented. The vacancy rate is 9.7%. The demographic-stress sub-score lands at 25/100. Rent burden reaches 28% of tenant households. The typical home is worth about $158,000 (2.1× income, relatively affordable). Households earn a median $76,522 — near the roughly $78,000 national figure.

Net-net, 50450 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 50450 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50450 can be compared directly against any other ZIP in Winnebago County, Iowa or nationwide. The score is rebuilt from public data as it updates, so 50450 reflects the current record instead of a stale or modeled snapshot.

The 19/100 figure for 50450 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 50450 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.