ZIP 50472 Foreclosure, Tax-Lien & Distress Report

ZIP code 50472 in Mitchell County, Iowa carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 53/100 structural and 6/100 already moving. Its heaviest discrete signals: institutional ownership (54/100), structural risk (53/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100).

The market reads peak — home values rose 2.5% year on year, and 18% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,577 residents call 50472 home, typically aged 47. Vacancy runs 3.2%. Home values center near $204,100, an affordability ratio of 2.3× — accessible. The tenure split is 83% owner-occupied to 17% rented. There are about 1,112 housing units across 50472. 6.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 25/100. Rent burden reaches 47% of tenant households. Median household income is $86,538, near the U.S. median near $78,000. Around 24% of adults hold a bachelor's degree or higher.

On balance, 50472 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 50472 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 50472 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Mitchell County, Iowa and the nation. Where the public record is thin for 50472, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 50472 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 50472 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.