ZIP 50426 Property Distress & Foreclosure Data

ZIP code 50426 in Mitchell County, Iowa carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (55/100), structural risk (55/100), construction/permit lag (43/100). mortgage stress (21/100) stay muted. On the structural side it scores 55/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 5.4% over the trailing year (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 83% owner-occupied to 17% rented. Around 80% of renters are cost-burdened. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 10.9%. Households earn a median $72,344 — near the roughly $78,000 national figure. 70 residents call 50426 home, typically aged 50. About 9% have a four-year degree. On demographic stress specifically, 50426 scores 27/100. A median home runs $63,900 here, or 0.9 times local income. The ZIP holds roughly 58 housing units.

Overall, 50426 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.