ZIP 50464 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 50464 in Cerro Gordo County, Iowa comes in at 20, a low composite-distress reading. On the structural side it scores 46/100, with 3/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (46/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.7% year on year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $74,286, median income runs near typical U.S. levels. The vacancy rate is 14.8% — elevated. The poverty rate is 6.3% — low. DLRadar's demographic-stress index for the area reads 21/100. Population is roughly 573 with a median age of 44. Home values center near $197,100, an affordability ratio of 2.3× — accessible. Around 3% of renters are cost-burdened. 86% of housing is owner-occupied. Around 9% of adults hold a bachelor's degree or higher. There are about 312 housing units across 50464.

Taken together, 50464 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 50464 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 50464 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50464 can be compared directly against any other ZIP in Cerro Gordo County, Iowa or nationwide. The score is rebuilt from public data as it updates, so 50464 reflects the current record instead of a stale or modeled snapshot.

50464's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 50464 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.