ZIP 50428 Foreclosure, Tax-Lien & Distress Report

ZIP 50428's composite property-distress score is 21/100 - DLRadar classes that as low for Cerro Gordo County, Iowa. The pressure is most legible in construction/permit lag (100/100), structural risk (47/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The split runs 47/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).

The peak-phase market in 50428 posted values that rose 2.7% over the year, and 18% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 32% bachelor's-or-above. Around 23% of renters are cost-burdened. The ZIP holds roughly 5,576 housing units. The vacancy rate is 27.3% — elevated. Median household income is $72,932, near the U.S. median near $78,000. The demographic-stress sub-score lands at 27/100. 9,093 residents call 50428 home, typically aged 51. Owners hold 76% of homes, renters 24%. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Home values center near $283,400, an affordability ratio of 3.5× — accessible.

On the whole, 50428 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 50428 at the moment; the composite and its components are still built from verifiable public records.

The 50428 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 50428 stays directly comparable to neighboring ZIPs and the rest of Cerro Gordo County, Iowa. Where the public record is thin for 50428, the field stays empty rather than modeled, and fills in as new documents post.

Behind 50428's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 50428 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.