ZIP 50428 Property Distress & Foreclosure Data

DLRadar grades ZIP 50428 (Cerro Gordo County, Iowa) at a minimal 11/100 for overall property distress. Property-level stress concentrates in structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The latent-versus-live split is 22/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (70/100)).

The peak-phase market in 50428 posted values that rose 4.0% over the year, and 18% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 32% bachelor's-or-above. Around 23% of renters are cost-burdened. The ZIP holds roughly 5,576 housing units. The vacancy rate is 27.3% — elevated. Median household income is $72,932, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. Population is roughly 9,093 with a median age of 51. Owners hold 76% of homes, renters 24%. 6.3% of residents fall below the poverty threshold. Home values center near $283,400, an affordability ratio of 3.5× — accessible.

On the whole, 50428 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.