ZIP 50479 Property Distress & Foreclosure Data

Composite property distress in 50479 (Cerro Gordo County, Iowa) lands at 11/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 21/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (21/100), institutional ownership (10/100), mortgage stress (6/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (6/100).

The peak-phase market in 50479 posted values that rose 4.4% over the year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 319 housing units. Home values center near $121,100, an affordability ratio of 1.6× — accessible. DLRadar's demographic-stress index for the area reads 18/100. Around 16% of renters are cost-burdened. The vacancy rate is 3.3%. Educational attainment sits at 23% bachelor's-or-above. 5.7% of residents fall below the poverty threshold. Population is roughly 783 with a median age of 30. Median household income is $71,250, near the U.S. median near $78,000. Owners hold 86% of homes, renters 14%.

On balance 50479 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

11/100
Composite stress
21/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 50479

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk59
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Cerro Gordo County

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