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ZIP 50479 Foreclosure, Tax-Lien & Distress Report

Cerro Gordo County, Iowa · Affordable market

In Cerro Gordo County, Iowa, ZIP 50479 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 46/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (100/100), structural risk (46/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (6/100) register low.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 319 housing units. Home values center near $121,100, an affordability ratio of 1.6× — accessible. The demographic-stress sub-score lands at 18/100. Rent burden reaches 16% of tenant households. The vacancy rate is 3.3%. Around 23% of adults hold a bachelor's degree or higher. The poverty rate is 5.7% — low. 783 residents call 50479 home, typically aged 30. Median household income is $71,250, near the U.S. median near $78,000. 86% of housing is owner-occupied.

Overall, 50479 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 50479 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 50479's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 50479 shows blanks, not estimates, wherever the record is sparse.

Behind 50479's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 50479 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

20/100
Composite stress
46/100
Structural risk
2/100
Distress activity

What is driving ZIP 50479’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk59
9 further distress layers are graded for 50479

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 50479 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Cerro Gordo County ZIP reports

More distress data near 50479

Related ZIP, county and statewide reads linked to Cerro Gordo County, Iowa.

Open the complete 50479 acquisition file

The full 50479 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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