ZIP 50420 Foreclosure, Tax-Lien & Distress Report

Franklin County, Iowa's ZIP 50420 registers 13/100 composite distress, which DLRadar reads as minimal. The split runs 29/100 structural to 4/100 active on the ground. What sets it apart are the readings on institutional ownership (33/100), structural risk (29/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (14/100) register low.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $101,600, an affordability ratio of 1.0× — accessible. The poverty rate is 17.3% — high, a tax-stress and distress correlate. About 25% have a four-year degree. The vacancy rate is 11.2%. Median household income is $76,169, near the U.S. median near $78,000. There are about 191 housing units across 50420. Rent burden reaches 2% of tenant households. The tenure split is 69% owner-occupied to 31% rented. The demographic-stress sub-score lands at 19/100. About 404 people live here, median age 45.

Overall, 50420 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 50420 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 50420's 13/100 can be lined up against any neighbor in Franklin County, Iowa or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 50420 shows blanks, not estimates, wherever the record is sparse.

The 13/100 for 50420 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 50420 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.