ZIP 50421 Property Distress & Foreclosure Data

ZIP code 50421 in Wright County, Iowa carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 66 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), FEMA disaster exposure (64/100). What sets it apart are the readings on construction/permit lag (89/100), structural risk (66/100), institutional ownership (65/100). By contrast, mortgage stress (26/100) register low.

The market reads expansion — home values rose 5.4% year on year, and 34% higher over three years, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,142 people live here, median age 44. There are about 1,395 housing units across 50421. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Around 29% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. The demographic-stress sub-score lands at 22/100. The typical home is worth about $135,900 (1.8× income, relatively affordable). At $66,184, median income runs below typical U.S. levels. The poverty rate is 15.2%. Rent burden reaches 17% of tenant households.

Net-net, 50421 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.