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Where stress is building, how the cycle is turning, and what is live now.

ZIP 50595 Foreclosure, Tax-Lien & Distress Report

Hamilton County, Iowa · Affordable market

In Hamilton County, Iowa, ZIP 50595 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (53/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 53 and live distress 6 on the 0–100 scale.

The peak-phase market in 50595 posted values that rose 2.5% over the year, and 15% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 11.1%. At $71,182, median income runs near typical U.S. levels. 68% of housing is owner-occupied. The ZIP holds roughly 4,079 housing units. About 8,768 people live here, median age 41. 9.4% of residents fall below the poverty threshold. Home values center near $153,800, an affordability ratio of 1.8× — accessible. Educational attainment sits at 23% bachelor's-or-above. On demographic stress specifically, 50595 scores 24/100. Around 28% of renters are cost-burdened.

Net-net, 50595 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 50595 at the moment; the composite and its components are still built from verifiable public records.

Whether 50595 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50595 can be compared directly against any other ZIP in Hamilton County, Iowa or nationwide. 50595 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

50595's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 50595 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
53/100
Structural risk
6/100
Distress activity

What is driving ZIP 50595’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk47
9 further distress layers are graded for 50595

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 50595 by the numbers

50595 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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