ZIP 50231 Foreclosure, Tax-Lien & Distress Report

In Hamilton County, Iowa, ZIP 50231 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Latent structural risk is 50/100 while live distress already moving reads 6/100. What sets it apart are the readings on construction/permit lag (89/100), structural risk (50/100), institutional ownership (46/100). On the quiet end sit mortgage stress (19/100).

The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 24/100. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 11.7% — elevated. There are about 65 housing units across 50231. Households earn a median $69,688 — near the roughly $78,000 national figure. Educational attainment sits at 19% bachelor's-or-above. Population is roughly 160 with a median age of 48. A median home runs $110,800 here, or 1.5 times local income. Around 50% of renters are cost-burdened. Owners hold 91% of homes, renters 9%.

On balance 50231 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 50231 at the moment; the composite and its components are still built from verifiable records.

The 50231 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 50231 stays directly comparable to neighboring ZIPs and the rest of Hamilton County, Iowa. Where the record is thin for 50231, the field stays empty rather than modeled, and fills in as new documents post.

50231's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 50231 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.