ZIP 50532 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 50532 (Webster County, Iowa) at a minimal 10/100 for overall property distress. The most distinctive pressure shows up in structural risk (20/100), institutional ownership (7/100), mortgage stress (4/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. The latent-versus-live split is 20/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $65,000 — below the roughly $78,000 national figure. Around 3% of renters are cost-burdened. There are about 385 housing units across 50532. 74% of housing is owner-occupied. Home values center near $151,000, an affordability ratio of 2.6× — accessible. Around 12% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 25/100. Vacancy runs 6.8%. Roughly 19.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 889 residents call 50532 home, typically aged 39.

On balance 50532 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 50532 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 50532 read uses the identical public-record model applied coast to coast, which means its 10/100 score means exactly what it means anywhere else, and 50532 stays directly comparable to neighboring ZIPs and the rest of Webster County, Iowa. Every figure is auditable to a public dataset and refreshed on ingest; 50532 shows blanks, not estimates, wherever the record is sparse.

Each component behind 50532 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. The point of the 50532 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.