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ZIP 50246 Foreclosure, Tax-Lien & Distress Report

Hamilton County, Iowa · Affordable market

Hamilton County, Iowa's ZIP 50246 registers 24/100 composite distress, which DLRadar reads as low. Latent structural risk is 53/100 while live distress already moving reads 6/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (53/100), institutional ownership (48/100). mortgage stress (19/100) stay muted.

The peak-phase market in 50246 posted values that rose 2.5% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $70,000, median income runs near typical U.S. levels. Educational attainment sits at 15% bachelor's-or-above. 8.2% of residents fall below the poverty threshold. Home values center near $119,300, an affordability ratio of 1.7× — accessible. 72% of housing is owner-occupied. About 711 people live here, median age 41. Around 24% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. There are about 295 housing units across 50246. The vacancy rate is 7.3%.

On balance 50246 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 50246's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 50246 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 50246 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 50246 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
53/100
Structural risk
6/100
Distress activity

ZIP 50246 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk47
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 50246 by the numbers

Current distress, phase, housing and lender-pressure figures for 50246, drawn from the same report attached to each property.

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