ZIP 50230 Foreclosure, Tax-Lien & Distress Report

In Hardin County, Iowa, ZIP 50230 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (46/100), institutional ownership (30/100). On the quiet end sit institutional ownership (30/100) and mortgage stress (13/100). Structural exposure scores 46 and live distress 4 on the 0–100 scale.

The market reads peak — home values rose 2.5% year on year, and 3% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,083 people live here, median age 50. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $165,300 (1.8× income, relatively affordable). Median household income is $80,769, near the U.S. median near $78,000. The tenure split is 85% owner-occupied to 15% rented. There are about 569 housing units across 50230. The poverty rate is 6.9% — low. DLRadar's demographic-stress index for the area reads 19/100. Educational attainment sits at 19% bachelor's-or-above. Rent burden reaches 8% of tenant households.

Net-net, 50230 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 50230 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 50230 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 50230 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 for 50230 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 50230 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.