ZIP 50124 Property Distress & Foreclosure Data

ZIP code 50124 in Story County, Iowa carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 49 and live distress 5 on the 0–100 scale. What sets it apart are the readings on structural risk (49/100), institutional ownership (44/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (73/100).

The market reads peak — home values rose 1.6% year on year, and 9% higher over three years, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 4,730 people live here, median age 35. 84% of housing is owner-occupied. There are about 1,690 housing units across 50124. Around 58% of adults hold a bachelor's degree or higher. Vacancy runs 2.2%. The demographic-stress sub-score lands at 22/100. Rent burden reaches 45% of tenant households. At $122,974, median income runs above typical U.S. levels. The typical home is worth about $305,200 (2.4× income, relatively affordable). The poverty rate is 3.1% — low.

Net-net, 50124 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.