ZIP 50035 Foreclosure, Tax-Lien & Distress Report

ZIP code 50035 in Polk County, Iowa carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). By contrast, mortgage stress (17/100) register low. Structural risk reads 75/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 16% higher over three years (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $126,915, above the U.S. median near $78,000. About 52% have a four-year degree. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 2.1%. There are about 3,625 housing units across 50035. Home values center near $323,000, an affordability ratio of 2.3× — accessible. 9,668 residents call 50035 home, typically aged 34. DLRadar's demographic-stress index for the area reads 18/100. Around 18% of renters are cost-burdened. The tenure split is 91% owner-occupied to 9% rented.

On balance 50035 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 50035 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 50035's 33/100 can be lined up against any neighbor in Polk County, Iowa or any ZIP coast to coast. Sparse data for 50035 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 50035's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 50035 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.