ZIP 50021 Property Distress & Foreclosure Data

In Polk County, Iowa, ZIP 50021 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 55 and live distress 5 on the 0–100 scale. Its standout signals are structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 14% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 12,846 housing units across 50021. The tenure split is 74% owner-occupied to 26% rented. Vacancy runs 4.4%. On demographic stress specifically, 50021 scores 25/100. A median home runs $317,200 here, or 3.0 times local income. Households earn a median $98,847 — above the roughly $78,000 national figure. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 42% of tenant households. 29,718 residents call 50021 home, typically aged 35. About 50% have a four-year degree.

Overall, 50021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.