ZIP 50021 Foreclosure, Tax-Lien & Distress Report

ZIP 50021's composite property-distress score is 34/100 - DLRadar classes that as moderate for Polk County, Iowa. Latent structural risk is 75/100 while live distress already moving reads 5/100. The pressure is most legible in structural risk (75/100), construction/permit lag (67/100), institutional ownership (53/100). By contrast, mortgage stress (17/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (60/100).

The market reads peak — home values rose 2.1% year on year, and 14% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

There are about 12,846 housing units across 50021. The tenure split is 74% owner-occupied to 26% rented. Vacancy runs 4.4%. DLRadar's demographic-stress index for the area reads 25/100. A median home runs $317,200 here, or 3.0 times local income. At $98,847, median income runs above typical U.S. levels. 3.4% of residents fall below the poverty threshold. Around 42% of renters are cost-burdened. About 29,718 people live here, median age 35. Around 50% of adults hold a bachelor's degree or higher.

Overall, 50021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 50021 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 50021 stays directly comparable to neighboring ZIPs and the rest of Polk County, Iowa. Nothing here is interpolated — where a source is thin for 50021, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 50021 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For an operator, 50021 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.