ZIP 50317 Foreclosure, Tax-Lien & Distress Report

In Polk County, Iowa, ZIP 50317 scores 34 of 100 for composite distress, a moderate level on DLRadar's distress index. Latent structural risk is 75/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (60/100). Leading the profile are structural risk (75/100), construction/permit lag (67/100), institutional ownership (53/100). On the quiet end sit mortgage stress (17/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 18% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 5.9%. Median household income is $61,569, below the U.S. median near $78,000. 36,721 residents call 50317 home, typically aged 35. Owners hold 71% of homes, renters 29%. There are about 15,077 housing units across 50317. Around 36% of renters are cost-burdened. The typical home is worth about $177,600 (2.7× income, relatively affordable). The demographic-stress sub-score lands at 29/100. The poverty rate is 14.9%. Educational attainment sits at 15% bachelor's-or-above.

Net-net, 50317 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 50317 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 50317 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 50317 stays directly comparable to neighboring ZIPs and the rest of Polk County, Iowa. Nothing here is interpolated — where a source is thin for 50317, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

50317's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 50317 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.