ZIP 50023 Property Distress & Foreclosure Data

Composite property distress in 50023 (Polk County, Iowa) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 55/100 against active distress of 5/100. The sharpest non-environmental signals are structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 50023 posted values that rose 2.5% over the year, and 14% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 45,286 with a median age of 33. Vacancy runs 3.4%. Owners hold 70% of homes, renters 30%. Rent burden reaches 23% of tenant households. Home values center near $345,100, an affordability ratio of 2.9× — accessible. 4.4% of residents fall below the poverty threshold. There are about 18,560 housing units across 50023. Educational attainment sits at 55% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. Median household income is $113,914, above the U.S. median near $78,000.

On balance 50023 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.