ZIP 50023 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 50023 (Polk County, Iowa) returns a moderate composite of 33/100. Structural exposure scores 75 and live distress 5 on the 0–100 scale. Leading the profile are structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). By contrast, mortgage stress (17/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 14% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 45,286 people live here, median age 33. Vacancy runs 3.4%. 70% of housing is owner-occupied. Rent burden reaches 23% of tenant households. A median home runs $345,100 here, or 2.9 times local income. The poverty rate is 4.4% — low. The ZIP holds roughly 18,560 housing units. About 55% have a four-year degree. DLRadar's demographic-stress index for the area reads 21/100. At $113,914, median income runs above typical U.S. levels.

Overall, 50023 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 50023 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 50023 shows blanks, not estimates, wherever the record is sparse.

50023's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 50023 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.