ZIP 50009 Foreclosure, Tax-Lien & Distress Report
Polk County, Iowa · Distress market
ZIP code 50009 in Polk County, Iowa carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)). The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). By contrast, mortgage stress (17/100) register low. Structural risk reads 75/100 against active distress of 5/100.
Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 11% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 9,394 housing units across 50009. Median household income is $90,393, above the U.S. median near $78,000. The typical home is worth about $278,300 (2.9× income, relatively affordable). Vacancy runs 4.2%. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 31% of tenant households. The poverty rate is 7.1% — low. On demographic stress specifically, 50009 scores 26/100. 21,992 residents call 50009 home, typically aged 37. Educational attainment sits at 33% bachelor's-or-above.
On balance 50009 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 50009 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 50009's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 50009 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
50009's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 50009 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 50009
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
50009 at a glance
Current distress, phase, housing and lender-pressure figures for 50009, drawn from the same report attached to each property.
Adjacent Polk County ZIP reports
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More ZIP, county and state distress intelligence connected to Polk County, Iowa.
Get the full acquisition report for 50009
The full 50009 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology