ZIP 50009 Property Distress & Foreclosure Data

DLRadar grades ZIP 50009 (Polk County, Iowa) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). mortgage stress (17/100) stay muted. Structural risk reads 55/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 11% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 9,394 housing units across 50009. Households earn a median $90,393 — above the roughly $78,000 national figure. A median home runs $278,300 here, or 2.9 times local income. Vacancy runs 4.2%. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 31% of tenant households. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 50009 scores 26/100. 21,992 residents call 50009 home, typically aged 37. About 33% have a four-year degree.

Overall, 50009 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.