ZIP 50237 Property Distress & Foreclosure Data

ZIP code 50237 in Polk County, Iowa carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (50/100), institutional ownership (43/100), mortgage stress (16/100). mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (79/100). The latent-versus-live split is 50/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 2.6% over the trailing year, and 19% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 96% owner-occupied to 4% rented. Around 14% of renters are cost-burdened. Roughly 0.7% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,430 housing units. The vacancy rate is 0.2%. On demographic stress specifically, 50237 scores 21/100. Households earn a median $92,667 — above the roughly $78,000 national figure. 3,275 residents call 50237 home, typically aged 43. About 32% have a four-year degree. A median home runs $346,900 here, or 3.5 times local income.

On balance, 50237 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.